Pradhan Mantri Jan Dhan Yojana Online Apply 2022 | pmjdy.gov.in

Pradhan Mantri Jan Dhan Yojana Online Apply 2022 | Prime Minister of our nation, Shri Narendra Modi Ji, announced the Pradhan Mantri Jan Dhan Yojana on August 15, 2014, and the plan was inaugurated on August 28, 2014. Jan Dhan Account with a zero balance in the bank of the poor people of the country, post offices, and nationalised banks are included in the plan (Jan Dhan Account will be opened in the bank of poor people of the country, at zero balance in the post office and nationalised banks.) They’ll leave. After six months, banks would grant the Jan Dhan Account connected to the Aadhaar card an overdraft of Rs. 500 and accident insurance coverage of Rs. 1 lakh through the RuPay Debit Card and RuPay Kisan Card.

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Pradhan Mantri Jan Dhan Yojana over the whole six-year period

As you are all aware. The Prime Minister of our nation, Shri Narendra Modiji, introduced the Pradhan Mantri Jan Dhan Yojana on August 15, 2014. The PradhanMantri Jan Dhan Yojana, which has been in effect for six years, is one of the most important initiatives of the Modi government. PM Modi congratulated the people and delivered the critical themes connected to the plan to all citizens today, on the occasion of the scheme’s six-year anniversary. In a tweet, the prime minister stated that the scheme’s goal was to link individuals who lacked access to the financial system. This project has been a game-changer|

More than 42.55 crore Jan Dhan accounts have been opened.

As you are all aware, our country’s Prime Minister, Narendra Modiji, has inaugurated the Pradhan Mantri Jan Dhan Yojana. On August 15, 2014, PM officially started the program. A goal has been set for every citizen in the nation to create a bank account under this scheme. So that all financial services are available to the inhabitants of the country. The scheme’s primary goal was to ensure that every family in the country had at least one bank account. Bank accounts are currently being established via the Pradhan Mantri Jan Dhan Yojana. More than 42.55 crore Jan Dhan accounts had been found in the country as of June 2021.

Life Insurance Coverage under the Pradhan Mantri Jan Dhan Yojana

As you are all aware, the Pradhan Mantri Jan Dhan Yojana was established to allow all inhabitants of the nation to create bank accounts. The recipient is aided in opening a zero-balance account under this plan. They are also given Rupay debit cards at the same time. The program also provides several other benefits to the recipients. For example, if the beneficiary suffers an accident, the beneficiary’s family will receive a $100,000 payout, and if the beneficiary dies, the beneficiary’s family would receive a $30,000 payout. The recipient is only eligible for life insurance if he or she initially established an account under the Pradhan Mantri Jan Dhan Yojana between August 15, 2014, and January 26, 2015.

Latest News Updates on the Pradhan Mantri Jan Dhan Yojana

As you are all aware, the Pradhan Mantri Jan Dhan Yojana was established to provide financial services to every resident of the nation. This program has benefitted a vast number of individuals throughout the country. A new calling feature is now available under the Pradhan Mantri Jan Dhan Yojana. Account-holders may receive any information about their accounts by dialling this number. The calling service will be toll-free, and banks will supply different numbers for each state. You may now fix any difficulty by dialing this toll-free number from the comfort of your own home. They won’t have to circumnavigate the banks. This will save time and money while also increasing system transparency.

PM Jan Dhan Yojana 2021 Highlights

Scheme NamePradhan Mantri Jan Dhan Yojana
Started ByPrime Minister of India, Shri Narendra Modi
Launch DateAugust 15, 2014
BeneficiaryCitizens Of India
Official WebsiteClick Here

Benefits Of Pradhan Mantri Jan Dhan Yojana

In 2015, our country’s Prime Minister, Shri Narendra Modi Ji, inaugurated the Jan Dhan Yojana. The program allowed for the creation of zero-balance accounts. Over 1.20 crore accounts have been established as part of the Pradhan Mantri Jan Dhan Yojana so far.

1,31,639 crore rupees the government has set a goal of connecting every person in the country through this plan. During the Covid-19 shutdown, the government distributed $500 each month to women’s Jan Dhan accounts. The program aided more than 20 crore women. The government uses the open accounts created under the Jan Dhan Yojana to profit from any government initiative. The following are some of the unique characteristics of the Jan Dhan Yojana.

  • The beneficiary’s savings account is opened under the Pradhan Mantri Jan Dhan Yojana.
  • There is no need for the account created under the plan to maintain a minimum balance.
  • The bank also pays interest on the Pradhan Mantri Jan Dhan Yojana accounts.
  • Beneficiaries are given debit cards under this programme.
  • Under the Pradhan Mantri Jan Dhan Yojana, an accidental insurance cover of Rs. 200000 is also offered. However, you may only utilise this service if you paid with a debit card.
  • The programme also includes an INR 30,000 life insurance policy.
  • The Pradhan Mantri Jan Dhan Account also has a $10,000 overdraft option, but the beneficiary must link the account with Aadhaar to use it.
  • The government also uses this account to disburse direct benefits for any plan on an as-needed basis.

The objective of the Pradhan Mantri Jan Dhan Yojana 2021

As you may be aware, many people are unable to open bank accounts or are unaware of the financial services offered by the bank. This Pradhan Mantri Jan Dhan Yojana 2021 provides bank account opening facility on zero balance to the economically poor, backward classes of the country and provides sustenance, transfer facility, insurance, and pension facility to the needy families of the country| Pradhan Mantri Jan Dhan Yojana 2021, financial services such as banking/savings, deposit account, remittances, loans, insurance, and pension to the poor families of the country

Game Changer: Pradhan Mantri Jan Dhan Yojana

  • This initiative has benefitted a large number of the country’s underprivileged citizens. “The Pradhan Mantri Jan Dhan Yojana has guaranteed the future of crores of families, the majority of them are from rural regions and women,” PM Modi continued. Who has been a part of this scheme?
  • So far, more than 40.35 crore accounts have been established under the Pradhan Mantri Jan Dhan Yojana 2021, with a total deposit of Rs 1.31 lakh crore.
  • 63.6 per cent of the total accounts created under the plan are in rural regions, while women open 55.2 per cent.
  • Debit cards are now available for Jan Dhan accounts.

How many have Jan Dhan Yojana accounts been opened so far?

So far, the initiative has resulted in the creation of more than 40 crore bank accounts. According to current data, the scheme’s beneficiaries total Rs 40.05 crore, and more than Rs 1.30 lakh crore has been placed in these bank accounts. Because of the scheme’s effectiveness, the government has boosted accident insurance by Rs.

Pradhan Mantri Jan Dhan Yojana 2021

The poor people in both rural and urban regions of the country would benefit from this plan. Under the program, if an eligible beneficiary dies (A qualified beneficiary dies owing to the creation of the account) for any cause after establishing his account, the Central Government would pay an extra insurance cover of Rs. 30,000 to the beneficiary’s family. It will be handed out. Jan Dhan Account is another name for Pradhan Mantri Jan Dhan Yojana 2021. Poor individuals can readily open bank accounts under this plan. They won’t have to pay anything and will have no trouble creating an account. The citizens of the country would have easy access to financial services as a result of this program.

Funds transferred to Jan Dhan Yojana Accounts.

Due to the country’s shutdown, a sum of Rs.500/- has been credited to the Jan Dhan accounts of women from low-income families. Until April 1, 2020, Rs 1.20 lakh crore was deposited in the accounts of impoverished women across the country under the initiative. However, according to government data, deposits in Pradhan Mantri accounts have increased. In the week ending April 8, 2020, the Jan Dhan Yojana grew to Rs 1.28 lakh crore. On April 8, people deposited Rs 1,27,748.43 crores in the accounts of 38.12 crore women.

Under the Pradhan Mantri Garib Kalyan Yojana, the Central Government has transferred $9.930 crore to the accounts of 9.86 crore women Jan Dhan account holders.

The total number of new PMJDY accounts that have been opened

The following data on the number of accounts established in rural and urban areas, the amount deposited, and the number of Rupay cards issued is provided (as of 25th March 2020). Read on for more information.

Bank TypeRuralUrban MetroRural WomenAmount Deposited in croresRupay Card Issued
Public Sector Bank16.4614.0516.1193919.9724.57
Regional Rural Bank5.471.093.7221331.803.59
Private Sector Bank0.700.560.673182.641.15

Factors Associated with the Pradhan Mantri Jan Dhan Yojana

The PMJDY plan is built on six pillars, which are listed below.

  • They attempt to keep each district in SSA, a sub-service area that will include at least one to two thousand households within a 5-kilometre radius.
  • Basic Banking Facility – He established a goal of opening at least one bank account in every unsold home to improve the culture of banking and persuade people to keep their hard-earned money in a bank account.
  • Financial Literacy Program – To teach them financial literacy to use ATMs and understand their benefits.
  • Micro Credit – You are eligible for a credit facility of Rs. 5000 if you open an account and run it correctly for the following six months. The bank will not ask you for any security, purpose, or credit use.
  • All BSBD (Basic Savings Bank Deposit) account holders are eligible for microinsurance under this plan, and there are two insurance schemes available.
  • PMJBY (Pradhan Mantri Jeevan Bima Yojana) – The beneficiary will receive a life insurance cover of Rs. 2 lakh and would only have to pay a premium of Rs. 330 each year.
  • PMSBY (Pradhan Mantri Suraksha Bima Yojana) – This insurance plan will provide you with a contingency cover of Rs. 2 lakhs for only Rs. 12 per year.
  • RuPay Debit Card – You will receive a RuPay card once you have opened an account.
  • Accident insurance of only Rs. 2 lakh is included with the ATM card.

Advantages of the Pradhan Mantri Jan Dhan Yojana 2021

  • Under this plan, any citizen of the nation can create a bank account for themself and an account for a kid up to the age of ten.
  • Accident insurance up to Rs. 1 lakh will also be covered when accounts are opened under the PM Jan Dhan Yojana 2021.
  • The Pradhan Mantri Jan Dhan Yojana recipient will receive Rs.30,000 in life insurance if he dies under normal circumstances.
  • Under PMJDY 2021, eligible beneficiaries can obtain loans up to Rs 10,000 without a paper document by creating a Jan Dhan account with any bank.
  • Government programme participants will receive a direct benefit in these accounts.
  • Every household has a bank account, particularly a female account, with a balance of Rs. A 5000/- overdraft facility will be available.
  • Pradhan Mantri Jan Dhan Yojana (PMJDY) is a key to banking and financial services savings. The goal of the National Mission for Financial Inclusion is to make deposit accounts, remittances, credit, insurance, and pensions more accessible.
  • Any bank branch or business correspondent (Bank Mitra) outlet can open the account.
  • The accounts created under PMJDY start with a zero balance.
  • However, if the account holder wants the chequebook, they must fulfil the minimum balance requirements.
  • So far, 38.22 crore beneficiaries have deposited money in banks, resulting in Rs 117,015.50 crore in beneficiary bank accounts.

Eligibility for life insurance protection

  • This is the first time the applicant has established an account with the bank.
  • This account was opened between 2014 and January 26, 2015, under the Pradhan Mantri Jan Dhan Yojana (Pradhan Mantri Jan Dhan Yojana).
  • The applicant can only benefit from the plan if he is the family’s head of household or the family’s earning member, and if he is between the ages of 18 and 59.
  • Employees of the federal or state governments are not eligible for this programme.
  • The programme does not apply to retired personnel of the federal or state governments.
  • Even citizens who pay their taxes can’t take advantage of this plan.

PM 2021 Jan Dhan Scheme Documents

  • Aadhaar Card/Identity Card/Identity Card of the Applicant PAN Card for a Driver’s License / PAN Card for a Driver’s License
  • Phone Number
  • Photo of Passport Size
  • Address Verification

What is the procedure for applying for the Pradhan Mantri Jan Dhan Yojana 2021?

Beneficiaries of the country who wish to open a bank account under the Pradhan Mantri Jan Dhan Yojana 2021 must go to their local bank. After visiting the bank, you should obtain an application form for establishing a Jan Dhan account. After completing the application form, you must fill in all of the information requested on the form. After filling out all of the information, you must attach all of your required papers to the application form and submit the completed application form to the bank official. Following the officer’s completion of the application form procedures, bank will open your Jan Dhan account.

How can I check the Jan Dhan account’s bank balance?

As you are all aware, the coronavirus outbreak is spreading throughout the country, inflicting more suffering on the people. Because the land inhabitants are unable to leave their houses due to the pandemic, the government is offering a variety of services to them. Some people wish to check their Jan Dhan account balance but cannot get to the bank. There are two ways to check the balance of your Jan Dhan Account, which we’ve provided below.

Using the portal

  • First and foremost, you must go to the PFMS’ official website. After visiting the official website, the home page will appear in front of you.
  • On this home page, you’ll find the option to “Know Your Payment.” You must select this option. The following page will open in front of you when you choose the choice.
  • You must put your bank name and account number on this page. You must input the account number twice here. After entering the account number, you must complete the captcha code.
  • Then you must select Send OTP to Registered Mobile Number from the drop-down menu. Following that, you will receive an OTP on your cell phone, and you will be able to check your bank balance by entering the OTP.

By way of missed calls

  • If you don’t want to use the site to check your Jan Dhan account balance, you can check your bank balance via missed calls.
  • Give a missed call to 8004253800 or 1800112211 if your Jan Dhan account is with the State Bank of India.
  • However, you must make a missed call from the same phone number as the one associated with your bank account.

The procedure for logging into a bank

  • First and foremost, go to the Pradhan Mantri Jan Dhan Yojana’s official website.
  • The home page will now appear in your browser.
  • You must click the Right to our tab on the front page.
  • You must now click on the link to the bank’s login page.
  • You’ll be sent to a new page where you’ll need to enter your user ID and password.
  • After that, you must click the sign-in button.
  • You will be able to log in this way.

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The procedure for downloading and completing the account opening form

  • First and foremost, go to the Pradhan Mantri Jan Dhan Yojana’s official website.
  • The home page will now appear in your browser.
  • You must navigate to the e-document area from the home page.
  • Depending on your needs, you must next select either the account opening form in Hindi or the account opening form in English.
  • The account opening form will appear before you as soon as you choose this option.
  • You must now select the download option.
  • You will be able to download your account opening form in this manner.

list of DFS nodal officials for SLBC

  • First and foremost, go to the Pradhan Mantri Jan Dhan Yojana’s official website.
  • The home page will now appear in your browser.
  • Then choose List of DSF Nodal Officers for SLBC from the drop-down menu.
  • A new page will now appear in your browser.
  • In space, you may see relevant information.

The procedure for obtaining a life insurance claim form is as follows:

  • First and foremost, go to the Pradhan Mantri Jan Dhan Yojana’s official website.
  • The home page will now appear in your browser.
  • You must select the option of insurance protection under PMJDY on the main page.
  • After that, you must select the claim form choice.
  • When you select this option, the form will appear in front of you.
  • You must now select the download option.
  • You will be able to download the Life Cover Claim Form.

Login to the SLBC

  • To begin, go to the Pradhan Mantri Jan Dhan Yojana’s official website. In front of you, the home page will appear.
  • You must click the Right to our tab on the front page.
  • After that, you’ll need to click on the SLBC login page.
  • You must now click on the Go to Login link.
  • You will then be sent to a new page where you must enter your user name and password.
  • You must now click the login button.
  • You will be able to log in this way.

Process of User Feedback

  • First and foremost, go to the Pradhan Mantri Jan Dhan Yojana’s official website.
  • The home page will now appear in your browser.
  • You must click the Right to our tab on the front page.
  • Now you must click on the user feedback link.
  • The feedback form will appear in front of you after that. The information requested included kind, connected two, bank, district, applicant name, details, etc.
  • You must now press the Save button.
  • You will be able to provide comments in this manner.

The procedure for checking the status of feedback

  • To begin, go to the Pradhan Mantri Jan Dhan Yojana’s official website. In front of you, the home page will appear.
  • You must click the Right to our tab on the front page.
  • After then, you must click on the link to user feedback.
  • You must now choose the link to the status inquiry.
  • The reference number and captcha code must then be entered.
  • Now you must press the search button.
  • The status of your feedback will be shown on your computer screen.

Viewing progress reports is a procedure.

  • First and foremost, go to the Pradhan Mantri Jan Dhan Yojana’s official website.
  • The homepage should now appear in front of you.
  • You must click on the link to the progress report on the home page.
  • As soon as you click this link, the computer screen will present you with a progress report.
  • You can see how many people have benefited from it.

The procedure for obtaining a contact list

  • First and foremost, go to the Pradhan Mantri Jan Dhan Yojana’s official website.
  • The homepage should now appear in front of you.
  • You must click the link to contact us on the home page.
  • As soon as you click this link, a contact list will appear in front of you.
  • You may see the contact information for this link.

Address of the Nodal Agency

Jan Dhan of Pradhan Mantri Yojana, Financial Services Department, Department of Finance, The 106th room, Jeevan deep building, 2nd floor, Parliament, New Delhi, India 110001

Information about how to contact us

We have provided you with all the necessary information on the Pradhan Mantri Jan Dhan Yojana in this post. If you still have difficulty, you can call the National Toll-Free Number for assistance. 1800110001, 18001801111 is the national toll-free number.

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