Assam Pension Scheme | Application Form, Checklist for Pensioners

Assam Pension Scheme Online Registration | Assam Pension Scheme Application Form | Assam Pension Scheme Application Status

The government adopts a variety of pension systems to ensure financial security after retirement. Pensions are granted to both organised and unorganised sector workers under various plans. The Assam pension programme was recently created by the state government of Assam. Employees of the government will be eligible for a pension under this programme.

This article discusses all of the key components of Assam’s pension programme. By reading this post, you will learn how you can take advantage of this strategy. Aside from that, you’ll learn about its goal, benefits, features, eligibility, required documents, application procedure, and so on. So, if you want to learn everything there is to know about the Assam pension system 2022, you must read this article thoroughly till the end.

What is Assam Pension Scheme 2022?

Assam’s government has established the Assam Pension Scheme to provide financial stability to government employees after they retire. Pension benefits, such as GIS, GPF, leave encashment DCRG, and others, are offered to recipients through this scheme. A pension is available to all regular government employees who have retired after at least 10 years of continuous employment.

Pro-rata pensions are given to beneficiaries who have served for more than 10 years but less than 25 years, while full superannuation pensions are given to retired government employees who have served for the maximum period.

• After completing a maximum of 25 years of qualifying service, a pensioner will be eligible for a superannuation pension. Before six months after retirement, the pension paperwork must be presented.
• The pension sanctioning authority for teaching and non-teaching personnel of Government schools, as well as PRI pension employees, would be the Director of Pension, Assam, while the pension sanctioning authority for state government pensioners will be the Accountant General of Assam.

Key Highlights of Assam Pension Scheme 2022

What is the objective Of the Assam Pension Scheme 2022?

The Assam Pension Scheme's principal goal is to offer pensions to retired government employees. Retired government employees will become self-sufficient as a result of this scheme, which will provide them with financial security. This programme will also improve the standard of living for retired government employees. The pension will be deposited into the beneficiaries' bank accounts under this system, allowing them to live a more respectable life.

What are the Benefits & Features of Assam Pension Scheme 2022?

• Assam’s government has established the Assam Pension Scheme to provide financial stability to government employees after they retire.
• Pension benefits, such as GIS, GPF, leave encashment DCRG, and others, are offered to recipients through this scheme.
• Regular government employees who have retired after at least ten years of continuous employment are eligible for a pension.
• A Pro-rata pension is awarded to beneficiaries who have served for more than 10 years but less than 25 years, whereas a full superannuation pension is awarded to retired government employees who have served for the maximum period.
• After completing a maximum of 25 years of qualifying service, a pensioner will be eligible for a superannuation pension.
• Before six months after retirement, the pension paperwork must be presented.
• The pension sanctioning authority for teaching and non-teaching personnel of Government schools, as well as PRI pension employees, would be the Director of Pension, Assam, while the pension sanctioning authority for state government pensioners will be the Accountant General of Assam.
• Pensioners must complete the prescribed form and send it to the accountant general or the director of pensions, depending on the situation.
• The authority will sanction the pension to the pensioner after obtaining all of the documentation.
• Commutation of pensions is currently limited to one-third of the basic pension, except for judicial and AIS services.
• If a pensioner applies for commutation of pension after one year from the date of retirement, the government servant who retires from duty, whether voluntary or involuntary, must appear before a medical board following the commutation of pension guidelines.
• The rate of interest on a pension loan is 4.75 per cent for those who retired before January 1, 2013, and 8 per cent for those who resigned after January 1, 2013.
• The highest superannuation pension is 65000 dollars, whereas the minimum family pension is 5500 dollars.

What are the Eligibility Criteria for Assam Pension Scheme 2022?

• The applicant must be an Assamese permanent resident.
• The applicant must be employed by the government.
• The applicant must have worked for the government for a minimum of 10 years and a maximum of 25 years.

What are the Documents required to apply for Assam Pension Scheme 2022?

In the case of retiring government servant

• Information about the retired government employee (Form 1).
• *Commutation application (Form A).
• *Family Information, duly countersigned (Form 1A).
• Pension and gratuity evaluation (Form 2).
• *Passport-size photograph, single or joint (with a spouse), in triplicate, officially attested by the Head of Office.
• *Two specimen signatures or a left hand (in the case of females)/right hand (in the case of males) thumb impression mark in duplicate, attested by a Gazetted Government servant.
• *Two slips, officially attested by a Gazetted Government servant, indicating height and personal identification markings (not less than two).
• Order to retire.
• The Department and Directorate of Estates have issued a No Demand/No Dues Certificate.
• Certificate of disciplinary/vigilance clearance.
• *Annexure connected to SGEGIS in duplicate (one copy pre-received).
• *Duly attested DCRG nomination. *Duly attested SGEGIS nomination.
• Form for calculating a pension.
• The competent authority may issue a sanction for the encashment of leave (containing the amount involved and the number of days leaves at credit).
• Statement for service verification and SGEGIS, as well as Service Book page number.
• Payment of pension and leave wage contributions for eligible retirees are recorded in the Service Book.
• *In the case of Group ‘A’ pensioners, if the pension is drawn from PAO, a declaration for non-employment after retirement is required.
• A statement detailing the facts and duration of the non-qualifying service spell, as well as a year-by-year breakdown.
• *Application for payment of pension arrears.

In the case of family pension

• *Photograph of the claimant (passport size) in triplicate, fully attested by the Head of Office. *Application for issuance of family pension/death gratuity (Form 21).
• Signatures of two people’s
  • hands on the left (in the case of females)
  • thumb impression mark in duplicate on the right hand (for males), officially confirmed by a Gazetted Government servant.
• *Duly documented duplicates of the claimant’s identification, height, and personal marks.
• Family pension and death gratuity are assessed (Form 20).
• The Department and Directorate of Estates have issued a No Demand/No Dues Certificate.
• *Annexure connected to SGEGIS in duplicate (one copy pre-received).
• *The date on which the children’s birth certificates were issued.
• Nomination by the DCRG, which has been legally attested.
• Nomination by SGEGIS, which has been legally attested.
• The competent authority may issue a sanction for the encashment of leave (containing the amount involved and the number of days leaves at credit).
• Statement for service verification and SGEGIS, as well as Service Book page number.
• Payment of pension and leave salary contribution, if applicable, are recorded in the Service Book.
• A statement detailing the facts and duration of the non-qualifying service spell, as well as a year-by-year breakdown.
• *Family members’ information (Form 1 A), duly countersigned.
• Is a photocopy of the Service Book and Pension File kept?

How to Apply Under Assam Pension Scheme 2022?

• Go to the pension disbursing agency first.
• Take the pension application form from there.
• Fill out this form with all of the essential information.
• Now attach all of the necessary paperwork.
• Submit this form to the pension disbursing agency after that.
• You can apply for the Assam pension system by following this approach.

Which banks disburse funds under the Assam Pension Scheme 2022?

Below is the list of Pension Disbursing Banks:

• State Bank of India
• Union Bank of India
• United Bank of India
• Central Bank of India
• Punjab National Bank
• Bank of Baroda
• Canara Bank
• UCO Bank
• Allahabad Bank

What are the different types Of Pensions available under the Assam Pension Scheme 2022?

Retiring Pension

This pension is given to government employees who have retired or are about to retire before reaching the age of superannuation, or who opt for voluntary retirement after being deemed excess. After 20 years of qualifying service or 50 years of age, whichever comes first, all government employees can file for voluntary retirement three months in advance.

Compassionate Allowance

Invalid and superannuation compensation If the qualifying service on discharge or retirement was less than 25 years, a gratuity of not more than one full month was acceptable for inferior service, and a pension was admissible for service of 25 years or more. In the case of superior service, a gratuity was payable for service of fewer than 10 years for qualifying service, and a pension was payable for service of more than 10 years.

Invalid pension

If a government employee has sought retirement because of a physical or mental condition that renders him or her permanently unfit for duty, an invalid pension is paid. To request an invalid pension, the beneficiary must produce a medical report from the completed medical board.

Compensation Pension

If a government employee is selected for dismissal due to the elimination of a permanent position, he is entitled to a compensation pension unless he is appointed to another position.

Family Pension

In the absence of a widow or widower, the family pension is given to the government servant’s children. Aside from that, the family of deceased government employees is entitled to temporary family pensions, disability pensions, invalid pensions, and so on.

 This pension is payable to children up to the age of 18 in the event of a male and up to the age of 21 or marriage in the case of a daughter, whichever comes first. Apart from that, for brothers and sisters under the age of 18 and sisters under the age of 21 or marriage, whichever comes first, a family stipend is paid to the dependent parents.

If the government servant’s son or daughter has a disorder, mental handicap, or is physically crippled or disabled, this family pension can be paid for the rest of their lives as long as the qualifications are met.

Superannuation Pension

This pension is given to government employees who have retired after reaching the age of 60.

Extraordinary Pension

If a government servant’s family member dies, is injured, or becomes disabled while on duty, an extraordinary pension is granted to the government servant’s family.

What are the Guidelines Of Assam Pension Scheme 2022?

Physically handicapped/mentally retarded children

If the pensioner has physically or mentally impaired children, it is the pensioner’s responsibility to ensure that their information is provided to the head office to make an endorsement in the service and pension record and gain acknowledgement of this intimation.

Transfer of pension amount

If a pensioner wishes to receive benefits from another payment agency, he or she must submit a request to the present pension disbursing agency for a transfer of the pension account to the PDA from which the pensioner wishes to receive benefits.

Submission of claims

Claims for the grant of pension must be submitted in prescribed proforma to the head office well in advance of your retirement date so that the Pension Payment Order arrives before you retire.

Missing pensioner

If the retiree goes missing, the family must file a missing person report with the police. If the pensioner cannot be located after one year, a certificate from the police authorities must be acquired, and the problem must be reported to the pension disbursing agency together with the filing of an indemnification bond for the approval of a family pension.

Restoration of commuted pension

Based on the application, the commuted portion of the pension can be restored after 14 days from the date of receipt of the commuted value of the pension.

Verification of PPO

As soon as you receive your PPO, you must check the pensionary award notified in the PPO for accuracy following current rules. If any changes are needed, you can contact the pension disbursing agency or the main office.

Arrear in pension

If a pension is not drawn for more than a year for any reason, it becomes time-barred and must be approved by the competent authority. The PDA must receive the claim for the error in the appropriate form, together with an explanation for the delay.

Court attachment

Until the pensioner has been paid following the pension statute, the pensioner is immune from judicial attachment, whether due or not. Pensioners are unable to assign or sell any interest in the pension that is not yet due.

Payment of pension through authorized Bank

The pension can be deposited into a bank account. It is not possible to pay in cash. To qualify for a pension, individuals must open a savings or current account in their name or a joint account with their spouse.

Reemployment of pensioners

If a pensioner is re-employed by the federal or state government, it is the pensioner’s responsibility to notify the pension disbursement body as soon as possible.

Changes in the family after discharge from service

If a family’s status changes after they are discharged from the military, the pension payout authorities should be notified.

Post-retirement conviction/imprisonment

The pensioner’s pension will be suspended if he is found guilty or sentenced to prison by the court.

Commercial employment after registration

Accepting any commercial occupation within one year after retirement requires prior authorisation from the responsible authority.

Annual identification

Every year in November, the pensioner is expected to appear before the pension pays out authority for annual identification. If a retiree is unable to arrive for any reason. If he or she does not attend, his or her pension will be terminated.

Loss Of PPO

If your PPO is misplaced, you must immediately notify your pension disbursing agency.

Nomination of lifetime arrears

You must name the person to whom you want to authorise lifetime arrears in the event of your death. The pension disbursing agency should get this nomination. The nomination can be altered at any moment.

How is the Amount of Pension calculated under the Assam Pension Scheme 2022?

• According to the ROP 2010, the qualifying service period for receiving a full superannuation pension has been decreased from 33 years to 25 years as of April 1, 2009.
• If a government official has served for at least 33 years before April 1, 2009, and for at least 25 years after April 1, 2009, 50 per cent of the average emoluments is considered full pension for the retiring government officer.
• The pension will be adjusted proportionately if the qualified servant has served less than 33 or 25 years.
• If the service is shorter than ten years, no pension is payable; instead, a lump-sum service gratuity instead of a pension is available.
• The pension amount shall be expressed in whole rupees, and any fractions of a rupee will be rounded up to the next higher rupee.
• From April 1, 2009, the minimum pension rate is 3000 per month, with a maximum rate of 27500 per month.

What is the amount of pension & Rate of Interest on the Pension Loan?

Pensioners must complete the prescribed form and send it to the accountant general or the director of the pension, depending on the situation. The authority will sanction the pension to the pensioner after obtaining all of the documentation. Commutation of pensions is currently limited to one-third of the basic pension, except for judicial and AIS services. If a pensioner applies for commutation of pension after one year from the date of retirement, the government servant who retires from duty, whether voluntary or involuntary, must appear before a medical board following the commutation of pension guidelines.

The rate of interest on pension loans is 4.75 per cent for those who retired before January 1, 2013, and 8 per cent for those who resigned after January 1, 2013. The highest superannuation pension is 65000 dollars, whereas the minimum family pension is 5500 dollars.